Underinsured Motorist Accidents in Jasper

Jasper Car Accident Attorney

Were you hit by an underinsured driver in Walker County? If you have been injured in a car accident and the driver at fault does not have sufficient insurance to cover all your damages, that is where your UIM or underinsured motorist insurance comes in handy. In some cases the driver who hit you may have no insurance at all. In those situations, UM or uninsured motor insurance could cover the cost of the damages. However, recovering the full amount of compensation in these cases can be difficult.

That is why you must obtain a qualified Walker County personal injury lawyer to help you recover a fair settlement. We know how frustrating it can be to be hit and injured by a negligent driver. It can be even more aggravating when the driver at fault does not have enough insurance coverage to fully compensate you. Let us worry about the financial recovery process so you can focus on getting well. If you have been involved in an underinsured motorist accident, then please do not hesitate to contact Warren & Associates, LLC.

Alabama's Uninsured Motorist Statute

In Alabama, all car insurance companies are required to include both UIM and UM insurance coverage with every car insurance policy that they sell. This way, every driver is covered in those unfortunate instances where they get into an accident with someone who has no insurance or insufficient insurance. The only reason that you would not be receive UM or UIM insurance would be if you signed a written waiver saying that you did not want it. UM and UIM coverage is very affordable in Alabama, which is why driver's should also consider raising the limits of the coverage. Under the Alabama Uninsured Motorist Statute, the minimum amount of UIM insurance is approximately $25,000. However, in many cases drivers find that this is still not enough to cover all of their car repair expenses, medical bills, lost wages, rehabilitation costs and other financial damages.

So what happens when you are hit by an underinsured driver? When this situation arises, you file an injury claim with the driver's insurance company and they will however much they can. To pay for the remaining damages, you file a claim with your own insurance company so that your UIM insurance can pay the difference. You can also ask a Jasper car accident attorney from our firm about how stacking UM and UIM insurance coverage works under Alabama car insurance law.

Representing Injury Victims in Walker County Underinsured Motorist Accidents

Did you know that approximately 25% of all Alabama drivers are uninsured and have no coverage at all? In cases like this, it can become very difficult for the injured parties to get fully reimbursed for the damages. If you or a loved one has suffered an injury in an uninsured or underinsured motorist accident, you must take action to ensure that your rights are protected. Our firm can help see to it that you receive adequate compensation from your UM or UIM coverage. We have been serving personal injury victims in Jasper for more than 23 years and we are dedicated to obtaining justice on your behalf. Our legal team has handled countless UIM injury cases and we know what it takes to get you fully compensated for your injuries. Our firm is located in the heart of downtown Jasper and offer a free initial consultation to every potential client. So let us act as your legal lifeline during this time.

Searching for an attorney for a car accident case in Walker County? Contact a Jasper car accident lawyer from our firm today to learn how we can help you!